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Social Security, RMD age, Tax Planning, and Inherited Roth IRAs: Q&A #2515

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Jim and Chris discuss listener questions relating to Social Security, origins of the RMD age, the tax planning window, and RMDs from Inherited Roth IRAs.

(11:00) Georgette asks how to qualify for child-in-care survivor benefits if her ex-husband, who has been missing for seven years, is legally declared deceased.

(23:00) A listener wonders when to file for her Social Security benefit to ensure no reduction in the first payment.

(32:00) The guys share a listener’s PSA about why the IRS originally chose age 70½ as the starting point for RMDs.

(46:30) A listener questions whether the tax planning window should actually end at age 63 due to potential IRMAA impacts.

(59:45) George is puzzled by an Ed Slott newsletter discussing RMDs from Inherited Roth IRAs.

The post Social Security, RMD age, Tax Planning, and Inherited Roth IRAs: Q&A #2515 appeared first on The Retirement and IRA Show.


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