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Social Security, DIAs, QLACs, and Interest Rates: Q&A #2326

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Jim and Chris sit down to discuss listeners questions relating to Social Security, DIAs, QLACs, and interest rates.

(4:30) A Texan listener looks for clarification on the rules surrounding the Social Security earning limit for self-employed people.

(17:45) A listener asks if she’s missing anything in calculating the maximum and optimal time for her and her husband to claim their Social Security benefits.

(30:30) Jim clarifies an error made on a previous podcast episode.

(35:30) Jim addresses a listeners comment on guessing the listeners states prior to answering questions.

(41:00) A listener from Arizona wonders if it makes more sense to purchase a deferred income annuity (DIA) or a qualified annuity longevity contract (QLAC) now when interest rates are higher.

(50:15) A listener asks about QLACs and thoughts on his particular strategy/implementation of a QLAC.

(56:15) A listener asks why some other investment advisors don’t recommend QLACs more often.

The post Social Security, DIAs, QLACs, and Interest Rates: Q&A #2326 appeared first on The Retirement and IRA Show.


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